Rollovers, Job Changes 401(k)/403(b) and Inherited IRAsSpecial situations can always arise. Even if you think you have a complete grasp of all IRA rules and penalties, there are always special circumstances that could change things. Many times, these situations can be complex and confusing.A common situation that arises is a job change. A lot of people do not know what to do with their current 401(k), 403(b), or other qualified retirement plans when they change jobs. You may have to consolidate accounts if you have multiple IRAs or you may have to roll your company plan over into your IRA. (A Rollover is just jargon for moving the money and assets from one account to another.) Most companies give you enough time to make these decisions, so there is typically no need to be concerned, but you should definitely call your administrator bec fiat currency ause this has to be evaluated on a case by case basis; every company has different protocols and procedures ? some companies will not make you move the money at all.Inherited IRA retirement accounts can be very confusing. If you lose a loved one and inherit their IRA account, you will be placed in one of these special circumstances. Many questions will arise and they are addressed below.Can I Have Multiple IRA Accounts?There are no limits placed on the number of IRA accounts an individual may hold. However, regardless of the number of accounts, the contribution limits will be combined or based on an aggregate amount contributed to all of your accounts. The amount must remain lower than the allowed IRA contribution limits for the year. Some people believe that by having two IRA accounts, they can save twice as much. This is not the case.